SCHD vs XLY: Which is better?
Quick Takeaway: SCHD has a lower expense ratio (0.06%) than XLY (0.09%), making it more cost-effective for long-term buy-and-hold investors.
Comparison Matrix
| Metric | SCHD (Schwab US Dividend Equity ETF) | XLY (Consumer Discretionary Select Sector SPDR Fund) |
|---|---|---|
| Asset Class | US Large Cap Value | US Consumer Discretionary |
| Expense Ratio | 0.06% | 0.09% |
| Dividend Yield | 3.45% | 0.85% |
| AUM | $50B | $21B |
| Benchmark | Dow Jones U.S. Dividend 100 Index | Consumer Discretionary Select Sector Index |