SPY vs XLF: Which is better?

Quick Takeaway: Both SPY and XLF have the same expense ratio of 0.09%.

Comparison Matrix

Metric SPY (SPDR S&P 500 ETF Trust) XLF (Financial Select Sector SPDR Fund)
Asset Class US Large Cap US Financials
Expense Ratio 0.09% 0.09%
Dividend Yield 1.45% 1.58%
AUM $490B $42B
Benchmark S&P 500 Financial Select Sector Index

Top 10 Holdings