TIP vs XLY: Which is better?

Quick Takeaway: XLY has a lower expense ratio (0.09%) than TIP (0.19%), making it more cost-effective for long-term buy-and-hold investors.

Comparison Matrix

Metric TIP (iShares TIPS Bond ETF) XLY (Consumer Discretionary Select Sector SPDR Fund)
Asset Class US Inflation-Protected Bond US Consumer Discretionary
Expense Ratio 0.19% 0.09%
Dividend Yield 3.80% 0.85%
AUM $18B $21B
Benchmark Bloomberg U.S. Treasury Inflation-Protected Securities (TIPS) Index Consumer Discretionary Select Sector Index

Top 10 Holdings